PARTICIPATING / IN-NETWORK Insurance Plans Accepted by CNY Family Care as of 10.1.2025

  • Aetna

    • Aetna commercial plans through an employer
    • Aetna Medicare
    • Aetna Medicare supplement plans
  • Blue Cross Blue Shield (ALL PLANS)
  • CIGNA (ALL PLANS)
  • Excellus (ALL PLANS, including Medicaid, Child Health Plus, NYS Health Exchange essential and metal level plans, and Medicare Dual plans)
  • Fidelis (CURRENT PATIENTS ONLY/NO NEW PATIENTS)

    • Fidelis Essential plans 1,2,3,4,5 (200–250 plan)
    • Fidelis Medicaid
    • Fidelis Medicare Advantage plans (Wellcare by Fidelis)
    • Fidelis Medicare Dual
  • GEHA
  • Humana Medicare Supplement plans (Supplement plans only; as long as a Medicare plan is the primary insurance carrier)
  • Martin’s Point
  • Medicaid-NYS as primary insurance carrier (CURRENT PATIENTS ONLY/NO NEW PATIENTS)
  • Medicare

    • Original Medicare and Railroad Medicare
    • Medicare Advantage plans: Aetna Medicare, BCBS Medicare, Excellus Medicare, MVP Medicare, UHC Medicare, and Univera Medicare. We do not accept UHC Dual Advantage plans or D-SNP plans.
    • Medicare supplement plans: We accept Medigap and retiree Medicare supplement plans as long as Original Medicare (Parts A and B) is the primary insurance. We do not accept the Empire Plan (UnitedHealthcare), even when it is secondary or tertiary coverage.
  • Meritain
  • MVP

    • MVP commercial plans through an employer
    • MVP Medicare
  • No-Fault Auto (Provided to our existing patients only. Prior to the initial appointment for an automobile accident, you must: report the accident to your insurance carrier, get a claim number for billing, obtain the billing claims address for your automobile insurance carrier, and provide this information to CNY Family Care. Without this information, we are unable to bill your automobile insurance carrier, and you will be personally responsible for payment for these visits.)
  • UMR (United Medical Resources)
  • United Healthcare

    • United Healthcare commercial plans through an employer
    • United Healthcare Medicare Advantage plans (We do not accept UHC Dual Advantage plans or D-SNP plans)
    • United Healthcare Medicare Chronic Special Needs plans (C-SNP)
  • Univera

    • Univera commercial plans through an employer
    • Univera Medicare

OUT-OF-NETWORK MILITARY PLANS accepted by CNY Family Care as of 10.1.2025

IMPORTANT! – We are not in network with CHAMPVA, Tricare SELECT / STANDARD, or Tricare for Life. However, we will see patients with these plans and bill as a courtesy. Patients with these plans are subject to out-of-network rates.

  • CHAMPVA (VHA Office Community Care)
  • Tricare for Life (for retired military)
  • Tricare SELECT / STANDARD (select or standard plan only)

NON-PARTICIPATING Insurance Plans NOT accepted by CNY Family Care as of 10.1.2025

IMPORTANT! – Please note that due to authorization and referral requirements, CNY Family Care does not offer a self-pay option for patients who have insurance plans with which we do not contract with or insurance plans in which we are out-of-network. Unfortunately, if you have a non-participating plan, you will have to seek care elsewhere.

  • Aetna Medicare Dual
  • Aetna Medicaid or CHP plans
  • Aetna Signature Administrators PPO (or any Aetna rental network plan)
  • CDPHP
  • Emblem Health / GHI
  • Empire Plan UHC (even if it is a secondary or tertiary insurance plan)
  • Fidelis AMBETTER
  • Fidelis Essential plans 1,2,3,4,5 (200–250 plan)  (ONLY ACCEPTED FOR CURRENT PATIENTS)
  • Fidelis Medicaid (ONLY ACCEPTED FOR CURRENT PATIENTS)
  • Fidelis Medicare Advantage plans (Wellcare by Fidelis, Fidelis Dual Advantage) (ONLY ACCEPTED FOR CURRENT PATIENTS)
  • Fidelis Medicare Dual
  • Fidelis Metal Level plans (NYS Health Exchange plans)
  • First Health Network (only accepted when it’s a Medicare Supplement Plan)
  • Humana Commercial insurance plans
  • Humana Medicare Advantage plans
  • Medicaid-NYS as primary insurance carrier (ONLY ACCEPTED FOR CURRENT PATIENTS)
  • Medicaid out of state – other than the state of New York
  • Molina
  • Multi Plan Network / PHCS Network plans (ALL PLANS)
    • Innovative Partners
    • MagnaCare
    • Manhattan Life Group Affordable Choice
  • MVP Essential Plan or metal level plans (NYS Health Exchange plans)
  • MVP Medicare Dual
  • MVP Medicaid or CHP plans
  • Sieba, LTD
  • Tricare PRIME for active military (as primary, secondary, or tertiary insurance carrier)
  • Tricare PRIME REMOTE for active National Guard (as primary, secondary, or tertiary insurance carrier)
  • Trinity Health Medicare Advantage plans
  • United Healthcare Dual Advantage plans or D-SNP plans
  • United Healthcare Medicaid / UHC Community Plans
  • Wellcare